Strouse Mortgage - Midland, Michigan

Scott Strouse
Jill Sirrine

Your Home Loan Team
sstrouse@primelending.com

History has shown that real estate is one of the strongest long term investments. Here are a few reasons why:

Capital Appreciation
Tax Savings
Pride Of Ownership
Opportunity Costs (example: the money that would be lost making rent payments.)

So how can you maximize the return on your investment and enjoy the most for your dollar? Step one is to examine your financial status with a mortgage "pre-qualification," or you may wish to be pre-approved.

The painless process of pre-qualification can be completed by filling out the form below, however; to obtain the strongest position, one should obtain a pre-approval. The difference? A pre-qualification is based only on the information that you supply. A pre-approved loan has been through all of the credit analysis steps.

After the information is verified, the lending institution will notify you in writing. With a pre-approved loan, you need only to find the right home.

Why not put yourself into the strongest negotiating position?

If you would like to start the pre-approval process, please click here, or continue on with the pre-qualification:

Pre-Qualification Form

Please enter your name

Your E-Mail Address

Your Telephone number

City you will be moving to

Do you prefer to be advised of the results via:
E-Mail
Telephone

Assets

Your family -- please enter the number of individuals (including yourself) in your household

Liquid assets -- monies that have been in a bank account for longer than 3 months

Semi-Liquid assets -- stocks, bonds, cd's or other securities

Dollar value of real estate for sale (if any)

Value of any other real estate

Value of any personal property -- car, boat, etc.

Projected assets to be received -- if you expect to receive a gift from a relative, an inheritance, an insurance settlement or other monies please indicate the dollar value and a brief description of the source

Income

Yourself

Your primary income is derived from

Have you been employed continuously for the past 2 years?
yes no

If no, Please provide a brief description of your employment history:

Do you work?
Full Time
Part Time -- How many hours per week?

Enter the dollar amount of your annual base income. (Please do not include any overtime, bonuses, or other income here.)

Enter the dollar amount of any other income and a brief description of where it comes from (overtime, second job, dividends, interest, social security, pension plan, etc.)

Your Spouse (or co-borrower)

Please enter any other individual's name you wish to consider in your plan, and their relationship to you (husband, wife, mother, etc.)

Their income is derived from

Has your co-borrower been employeed continuously for the past 2 years?
yes no

If no, Please provide a brief description of co-borrowers employment history:

Does your co-borrower work?

Full Time
Part Time -- How many hours per week?

Enter the dollar amount of their annual base income. (Please do not include any overtime, bonuses, or other income here.)

Enter the dollar amount of any other income and a brief description of where it comes from (overtime, second job, dividends, interest, social security, pension plan, etc.)

Is there anything else relevant to income?

Liabilities

Monthly auto payments

Monthly minimum required credit card payments (Even if you pay all credit cards in full each month, try to add together the "minimum payments" required by each company.

The balance on any mortgage to be paid-off.

The monthly payment (including taxes, insurance, mortgage insurance, association fees) on any mortgage that will not be paid-off.

Any other monthly installment debt or court ordered obligations (like personal loans, child support, etc.)

Thank you

Well, that wasn't so bad was it? With this information, we can work as a team to devise a solid plan for your immediate and longer term goals. Please press the "submit" button. Depending on your desires and the complexity of your plan, we will contact you as soon as possible.

Home

Pre-Qualification Form
	Please enter your name
	Your E-Mail Address
	Your Telephone number
	City you will be moving to
Do you prefer to be advised of the results via: E-Mail Telephone
Assets
	Your family -- please enter the number of individuals (including yourself) in your household
	Liquid assets -- monies that have been in a bank account for longer than 3 months
	Semi-Liquid assets -- stocks, bonds, cd's or other securities
	Dollar value of real estate for sale (if any)
	Value of any other real estate
	Value of any personal property -- car, boat, etc.
	Projected assets to be received -- if you expect to receive a gift from a relative, an inheritance, an insurance settlement or other monies please indicate the dollar value and a brief description of the source

Income
Yourself
Your primary income is derived from
Have you been employed continuously for the past 2 years? yes no
If no, Please provide a brief description of your employment history:
Do you work? Full Time Part Time -- How many hours per week?
	Enter the dollar amount of your annual base income. (Please do not include any overtime, bonuses, or other income here.)
	Enter the dollar amount of any other income and a brief description of where it comes from (overtime, second job, dividends, interest, social security, pension plan, etc.)

Your Spouse (or co-borrower)
	Please enter any other individual's name you wish to consider in your plan, and their relationship to you (husband, wife, mother, etc.)
Their income is derived from
Has your co-borrower been employeed continuously for the past 2 years? yes no
If no, Please provide a brief description of co-borrowers employment history:
Does your co-borrower work?
Full Time Part Time -- How many hours per week?
	Enter the dollar amount of their annual base income. (Please do not include any overtime, bonuses, or other income here.)
	Enter the dollar amount of any other income and a brief description of where it comes from (overtime, second job, dividends, interest, social security, pension plan, etc.)
Is there anything else relevant to income?

Liabilities
	Monthly auto payments
	Monthly minimum required credit card payments (Even if you pay all credit cards in full each month, try to add together the "minimum payments" required by each company.
	The balance on any mortgage to be paid-off.
	The monthly payment (including taxes, insurance, mortgage insurance, association fees) on any mortgage that will not be paid-off.
	Any other monthly installment debt or court ordered obligations (like personal loans, child support, etc.)

Thank you

Well, that wasn't so bad was it? With this information, we can work as a team to devise a solid plan for your immediate and longer term goals. Please press the "submit" button. Depending on your desires and the complexity of your plan, we will contact you as soon as possible.

Home